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August 25, 2017

Benefits of a Life Insurance Trust

  • Provides immediate cash to pay estate taxes and other expenses after death.
  • Reduces estate taxes by removing insurance from your estate.
  • Inexpensive way to pay estate taxes.
  • Proceeds avoid probate and are free from income and estate taxes.
  • Gives you maximum control over insurance policy and how proceeds are used.
  • Can provide income to spouse without insurance proceeds being included in spouse’s estate.
  • Prevents court from controlling insurance proceeds if beneficiary is incapacitated.

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